Kenneth R. Symons is a financial advisor in San Jose with more than 25 years of experience in the financial services industry. Ken will personally help you meet your financial goals by managing your investments and taxes. Ken is the founder of KRS Tax & Investments Inc. He understands that providing excellent service depends on absolute trust and solid relationships with his clients. Ken helps his clients with a holistic, personalized investment approach, taking into consideration their current tax & financial situation, their goals, and their risk tolerance. He provides comprehensive tax and investment services as well as retirement planning.

As a financial advisor and CFP® professional, he is knowledgeable in numerous areas of financial planning including retirement planning, investment management, risk management, tax and estate planning strategies and education planning. Being a good listener and understanding the specific goals and dreams of each individual client enables Ken to create a tailored investment plan for that client. What are your goals? Contact Ken and let him help you achieve your goals.

THE ADVANTAGE OF HAVING YOUR TAXES AND INVESTMENTS MANAGED UNDER ONE ROOF
Having a financial advisor that fully understands your tax situation and has an in depth knowledge of tax law offers clients a more tax efficient investing experience. Managing taxes related to your investments can add significant returns to your portfolio over time. A simple thing like utilizing ETFs instead of traditional mutual funds can eliminate unnecessary capital gain distributions and help to grow your asset base more efficiently. There are dozens of other tax efficient investing strategies and tax management angles which Ken uses to set himself apart from other financial advisors.

INVESTMENT SERVICES
- Investment Management
- Creating a personalized asset allocation
- Rebalancing your portfolio
- Tax loss harvesting
- Diversifying concentrated equity positions
- Unbiased investment advice
- Tax efficient investing

TAX SERVICES
- Individual and Business income tax preparation
- Tax planning and consulting
- Integrating income tax, investments, and estate planning

RETIREMENT SERVICES
- Help with rollover of company retirement plan
- Retirement needs analysis (determining if you can retire
   at your desired standard of living)
- Rebalancing your portfolio

SUSTAINABILITY
The global climate crisis is one of the biggest challenges of our time. Climate change is affecting our living habits and how we think about our purchases of basic necessities as well as other consumer discretionary purchases. I have been integrating sustainable investment themes into my research process and fund selection for the past few years. I believe proper consideration of sustainable investment aspects can help improve risk- adjusted returns, be a force for positive change, and lead to solutions for many of the issues facing our society and the planet. Sustainability is integral to the way I manage risk, build portfolios, and manage client assets, in order to help improve your investment outcomes. Integrating sustainability into the investment process can help investors build more resilient portfolios and achieve better long-term, risk-adjusted returns.

FIDUCIARY DUTY
Although the CFP Board has only recently imposed its “fiduciary at all times” obligation on CFP® professionals, Ken has been serving his clients as a fiduciary at all times for the past two decades. Ken always places the interest of his clients above the interests of his firm. Serving as a fiduciary, Ken is committed to perform his duties with the care, skill, prudence, and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives, and financial and personal circumstances.